When you obtain an insurance policy to cover you, your family, your employees, or your business, you expect to enjoy the coverage you pay for in the event you experience an accident, illness, or any event that falls under your insurance coverage. As insurance premiums and deductibles increase with each year, your expectations of coverage also rise.
Unfortunately, insurance companies have a habit of denying insurance claims right when you need them the most. An accident may have occurred that led to an injury that needs treatment or coverage, but your insurer denies your claim. These denials tend to leave people and businesses stressed and uncertain of what to do.
When an insurer denies a claim, they do so with the assumption that people won’t fight back. After all, going up against a large organization is an intimidating task. They have plenty of resources and legal counsel behind them. However, with an expert insurance claim denial attorney on your side, you can fight back.
At Gainsburgh, Benjamin, David, Meunier & Warshauer, L.L.C., our team of attorneys has nearly seven decades worth of experience handling cases across a wide range of issues. We are ready to aggressively protect our client’s interests by fighting against insurance companies and other large organizations.
Does a Claim Denial Breach a Contract?
When you obtain an insurance policy, you and your insurer come to an agreement about the coverage they are providing you. However, when an insurance company denies your claim, they may actually be breaching their contract.
In many cases, insurance companies deny claims because they are trying to avoid paying for a high-cost claim even if it is legitimate. They may argue that you lack sufficient proof, committed fraud, don’t deserve benefits, or use one of many other excuses. As we mentioned earlier, insurance companies deny these claims and expect people not to fight back, which means they’ll never know if their insurer breached their contract.
When your insurer denies your claim, you are left to cover the expenses. Fortunately, Gainsburgh, Benjamin, David, Meunier & Warshauer, L.L.C. is here to help you fight back and recover compensation.
Our law firm is heading into our seventh decade of helping clients in Louisiana and Mississippi recover damages and ensure justice is served. When an insurer denies your claim, you have the right to turn to our insurance claim denial attorney for assistance and to ensure your benefits are not denied. With our years of experience and our understanding of insurance laws, we have the ability to prepare a case thoroughly, navigate the legal proceedings in the courtroom, and secure the compensation you deserve.
If an insurance company denies your claim, contact our Louisiana or Mississippi law firm and learn how we can help you.